New Jersey Consumers Should Know That Lawyers Can Be Considered Debt Collectors Under the Fair Debt Collection Practices Act.

A little known fact is that lawyers are considered debt collectors under the Fair Debt Collection Practices Act (FDCPA).  The Federal Trade Commission has published a very helpful consumer guide.   

It is quite interesting that when a consumer protection lawyer points out or sues a collection lawyer for violating federal consumer protection laws, the collection attorney always seems so shocked and offended.

Collection lawyers know the law.  They should have office procedures which would cost their office little to nothing to have safeguards in place so they do not violate the law.  However, based on experience it appears most do not.  If they did then there would be far fewer “mistakes.”   Lawyers take an oath when they are sworn to uphold the law.  Perhaps they should be reminded of their oath.

*****Please note that not all debt collectors and/or collection lawyers violate the law.  There are good and bad in every group.*****  

 

 

 

 

 

 

 

 

 

 

 

 

 

 

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