Your New Jersey Bankruptcy Lawyer
Experience
With more than 16+ years helping consumers get the Fresh Start they deserve through Bankruptcy.
ANSWERs
Learn more about why people trust Virginia E. Fortunato with filing their Bankruptcy cases.
Getting Started
Getting Started – Read on to learn how Bankruptcy can help you with your Fresh Start.
NJ BANKRUPTCY 911
My name is Virginia E. Fortunato and I’ve been practicing bankruptcy in Hackensack, NJ Bergen County for more than sixteen years. This area of the law requires creativity in designing individual plans for my clients to achieve the FRESH financial start they deserve. Whether you can afford to save your home or need guidance giving up a home you can no longer afford, I am there to counsel and assist you through the process. My clients are good and honest debtors who typically find themselves in my office because of circumstances beyond their control. Clients often tell me, “This is the last place I ever thought I’d be,” and I am proud to help them achieve a fresh start so they can tell me, “I wished I filed bankruptcy sooner!”
Don’t fall into the trap of trying to pay your debt off through credit consolidation companies only to find it doesn’t work. You end up paying these companies exorbitant fees only to have to file bankruptcy at the end of the day — after spending hundreds or even thousands of dollars.
Never be ashamed of bankruptcy. Did you know many rich and famous people have filed for bankruptcy? Michael Jackson, Henry Ford, Mike Tyson, Larry King, Walt Disney and yes Donald Trump all filed for bankruptcy. Look at your financial circumstances like a business would. Filing bankruptcy is a business decision at the personal level. You need to wipe-out debt so that you can begin rebuilding your future with a Fresh Start.
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Will I be able to get credit after I file for bankruptcy if I live in Bergen County?
The short answer is, "Yes! (Of course or I would be out of a job!)" Often people do not file for bankruptcy because they believe they cannot get credit for 10 years. This is a big misunderstanding. A bankruptcy can appear on your credit report for 10...
Courts in New Jersey have remained opened for business during Covid-19..
Despite what people believe the state and federal Courts have remained opened during the Covid-19 Pandemic. Although the State of New Jersey shutdown for a period of time courts have always been accessible. This is good news if you are considering filing for...
What To Do If I Was Laid Off In Bergen County, New Jersey Due To Statewide Coronavirus Closures?
Many households have lost 50% of their household income as a result the Coronavirus. Panic is taking over. We all need to take a D-E-E-P breath. (This is something I say a lot.) Our HEALTH and the health of our family is most important. ...