by Donna | Jan 20, 2012 | NJ Bankruptcy 911
A little known fact is that lawyers are considered debt collectors under the Fair Debt Collection Practices Act (FDCPA). The Federal Trade Commission has published a very helpful consumer guide. It is quite interesting that when a consumer protection lawyer...
by Donna | Jan 20, 2012 | NJ Bankruptcy 911
When a debtor files for bankruptcy an invisible shield comes down around them. This shield is referred to in the law as the automatic stay, pursuant to 11 U.S.C. s 362. The automatic stay protects the debtor from creditors during the pendency of...