Some of the benefits of filing bankruptcy are:

Eliminate your credit card debts;
Eliminate medical bills;
Eliminate surcharges;
Eliminate second, third, and fourth mortgages;
Eliminate equity lines of credit;
Lower your interest rate on your car loan;
Reduce the balance owed on a vehicle to what it is actually worth;
Protect retirement accounts, such as pensions, IRAs, 401Ks, and 403Bs.

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