Blog
Filing A Personal Bankruptcy Can Stop A Wage Garnishment And Can Release Bank Levy
Did you know that filing a personal bankruptcy can stop a wage garnishment and in some circumstance can release a bank levy? Many times people cannot face dealing with their financial situation until their creditor takes drastic measures. By the time a creditor sues...
You Can File A Personal Bankruptcy While Holding On To Assets
Believe it or not, the mistake many people make is not filing bankruptcy sooner. People are so afraid of the "B word" that they often deplete all their assets prior to speaking to a bankruptcy attorney. Many assets can be completely protected or partially protected...
Apply For Loan Modifications Through The NJ Bankruptcy Process
The NJ Bankruptcy Court's Loss Mitigation Program began August 1, 2011. It is still too early to tell how successful the NJ Bankruptcy Court program will be but the NY's Loss Mitigation Program in Bankruptcy Court has been quite successful according to a colleague I...
Filing A Chapter 7 Bankruptcy Versus Debt Consolidation
The large majority of my clients have tried debt consolidation or debt settlement programs prior to coming in for a free consultation. Many, if not most debt consolidation programs prey on people who have fallen behind on bills most often due to illness, unemployment...