A 341a meeting of creditors refers to the section of the Bankruptcy Code which requires you to appear at a hearing shortly after your bankruptcy has been filed. The hearing can be in a courtroom meeting room, an office building or the trustee’s office. Where it is held depends on where your bankruptcy case was filed. You will meet your attorney at the hearing and you will be sworn in under oath. You are required to answer questions asked by a trustee who has been appointed to your case by the court. In NJ the trustees are typically an attorney or an account.
You are required to bring a license, state issued identification card, or a passport with you for identification purposes. You are also required to show proof of your social security number by producing either a social security card or a W-2, 1099, or other official tax document which was issued to you and contains your social security number. If you have questions or concerns please ask your attorney prior to the hearing.
*****Covid-19 Update: Currently Chapter 7 341a meetings are being conducted telephonically and Chapter 13 341a hearings are being conducted by video conferencing.*****