by Donna | Sep 20, 2019 | NJ Bankruptcy 911
If you have no unsecured debt and own a home in foreclosure you may be wondering whether you should file a bankruptcy. Filing bankruptcy is a personal decision. If your only reoccurring monthly debt is your mortgage (which is in foreclosure) you may decide...
by Donna | Sep 19, 2019 | NJ Bankruptcy 911
There is a distinction in the bankruptcy code between a Lease Assumption and a Reaffirmation Agreement. While a Lease Assumption letter is typically required to assume a lease on personal property including automobiles, some creditors may require that you...
by Donna | Nov 16, 2016 | NJ Bankruptcy 911
A reaffirmation agreement allows a person who files for bankruptcy to keep certain secured debt by removing it from the bankruptcy making it a debt that would not be discharged in the event of default on the loan. This article specifically addresses the...
by Donna | Nov 9, 2016 | NJ Bankruptcy 911
In the process of preparing your bankruptcy petition, you will be asked to provide information concerning banks and other lending institutions that you transact with. In our experience, we have come to learn that certain institutions will freeze or levy client...
by Donna | Feb 4, 2016 | NJ Bankruptcy 911
The first thing people say when they walk through my door is that “this is the last place I thought I would be.” After doing this for more than 10 years I can tell you financial distress does not discriminate among race, ethnicity, sexual...
