by Donna | May 5, 2013 | NJ Bankruptcy 911
A number of years back Frontline (PBS) did a program on the credit card industry called the Card Game. The program may be a little long but you can watch it in 7 minute chapters. Whether you are current on your credit cards or your credit cards have been referred to...
by Donna | May 5, 2013 | NJ Bankruptcy 911
They are quick, easy and oh so convenient! Payday loans are a legal form of predatory lending and is in very simple terms loan sharking. In some states payday loans and internet loans are illegal. Unfortunately, overall the federal and state governments do very little...
by Donna | May 4, 2013 | NJ Bankruptcy 911
The short answer is yes. The question is which type of bankruptcy will you need to file. Typically, consumers qualify for and ultimately file a Chapter 7 Bankruptcy. The reason why most people keep their cars when filing for bankruptcy is most people have little to no...
by Donna | May 2, 2013 | NJ Bankruptcy 911
Why does society place such a stigma on bankruptcy? I have been assisting consumers seek a fresh start for ten years. I have handled thousands of cases and never, not once, did I ever have a client come back to me to say that their life became more difficult after...
by Donna | May 2, 2013 | NJ Bankruptcy 911
Medical bankruptcy filings are on the rise in New Jersey. I have been helping my clients get a fresh start for 10 years and have filed thousands of cases. However, I have never seen so many bankruptcy cases as I have in the first quarter of this year. Let’s face...
by Donna | Feb 7, 2013 | NJ Bankruptcy 911
Unfortunately many consumers finally investigate the bankruptcy option only after cashing out all their retirement accounts. In the majority of situations these accounts are small amounts of money compared to the overwhelming debt the consumer is faced with when the...