NJ Bankruptcy Loss Mitigation Program

The New Jersey Bankruptcy Court started it Loss Mitigation Program Augustust 1, 2011. The Loss Mitigation Program is a way to apply for a loan modification with the Court’s oversight. It does not guarantee a homeowner will receive a loan modification but does insure that if the bank agrees to participate the bank will have to provide an answer to the homeowner within a court ordered time frame. Only time will tell if it works.

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