by Donna | Sep 5, 2011 | NJ Bankruptcy 911
The large majority of my clients have tried debt consolidation or debt settlement programs prior to coming in for a free consultation. Many, if not most debt consolidation programs prey on people who have fallen behind on bills most often due to illness, unemployment...
by Donna | Sep 2, 2011 | NJ Bankruptcy 911
The New Jersey Bankruptcy Court started it Loss Mitigation Program Augustust 1, 2011. The Loss Mitigation Program is a way to apply for a loan modification with the Court’s oversight. It does not guarantee a homeowner will receive a loan modification but does...
by Donna | Sep 1, 2011 | NJ Bankruptcy 911
Anyone living in the Garden State this week knows what a complete disaster Hurricane Irene left behind. I live in Passaic County and drove for four hours on Tuesday (with the rest of my fellow Passaic County residents) in complete circles. In the past five years we...
by Donna | Aug 4, 2011 | NJ Bankruptcy 911
My name is Virginia E. Fortunato and I’ve been practicing NJ bankruptcy for more than ten years now. This area of the law requires creativity in designing individual plans for my clients to achieve the FRESH financial start they deserve. Whether you...