by Donna | Nov 2, 2011 | NJ Bankruptcy 911
Bankruptcy attorneys sometimes get used to doing things the same way. These habits can prevent them from thinking outside the box. You may want and need an attorney who is willing to be creative in developing a Chapter 13 Plan that requires the attorney to think...
by Donna | Nov 2, 2011 | NJ Bankruptcy 911
No, you cannot and should not transfer property to anyone prior to filing bankruptcy. It is bankruptcy fraud and you can be prosecuted and go to jail if the fraud is discovered. There are ways to protect your assets. You should speak to an attorney who can assist...
by Donna | Nov 2, 2011 | NJ Bankruptcy 911
Many people want to know if they have enough debt to file bankruptcy. What I tell a possible client is that each person’s situation is unique. I generally have not filed bankruptcy for people with anything less than $8,000.00 ($8k) because if you are paying...
by Donna | Nov 2, 2011 | NJ Bankruptcy 911
In my experience, when someone personal guarantees a business loan it usually results in a person having to file a personal bankruptcy. Furthermore, if the business is being closed or is already closed, most times a business bankruptcy is not necessary but a personal...
by Donna | Nov 2, 2011 | NJ Bankruptcy 911
‘Till Debt Do You Part? One of the most frequently asked questions about filing bankruptcy is, “Can I file without involving my husband/wife?” In most cases, the answer is, “Yes.” However, there are a few instances where the person...
by Donna | Nov 2, 2011 | NJ Bankruptcy 911
Did you know you can eliminate medical bills in bankruptcy no matter what state or county you live in? There are an increasing number of people who need to file bankruptcy because they either have no health insurance or they are underinsured. Statistics show that...